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Monday, July 4th 2005

11:15 PM

The Retirement Library - Recommended Books to Retire Better Sooner

In this section of my Blog, Post links to <>bbooks that you recommend on the subject of Retiring. E.g. Places and Countries where you can retire well, live richer, and pay little tax.
19 Comment(s).

Posted by The Wall Street Journal Guide to Planning Your Financial Future:



The Wall Street Journal Guide to Planning Your Financial Future provides clear explanations of the things you need to know and guidelines for the decisions you have to make to enjoy a comfortable retirement. It covers the advantages of salary reduction plans, clarifies the difference between Roth and traditional IRAs and describes the benefits of effective tax planning. And it provides practical, helpful ideas to get you started.
Monday, July 4th 2005 @ 11:33 PM

Posted by The Vanguard Guide to Planning for Retirement:

Written by the world's largest no-load mututal fund company, The Vanguard Guide to Planning for Retirement shows individual investors how to avoid the pitfalls of waiting too late or relying on Social Security, by: saving, saving, saving: the key to a satisfying retirement; choosing the right investment vehicles for their needs; allocating their investments and savings for specific goals. Completely updated, this edition provides individuals with all the information they need to build a sound and secure retirement plan.
Saving for retirement is fast becoming the top financial priority in America. No longer can you depend on past prescriptions for a comfortable retirement. Social Security faces a possible shortfall as more people are retireing earlier and living longer. Employer retirement plans are changing in ways that require extra savings on your part, and inflation remains a threat to your standard of living after retirement. Providing for your own fiancial security is your responsiblity and can only be achieve with a thoughtful savings program. The Vanguard Guide to Planning for Retirement, Third Edition is now completely updated to reflect changes in tax laws -- especially new laws regarding capital gains and retirement accounts. This important manual begins with basic strategies to get you started on the right course. Worksheets offer you a step-by-step guide to help you determine how much you should be saving depending on your uniques goals. Case studies provide a framework for diversifying your portfolio-from asset allocation to mutual fund issues to implementing your program. Written with an informative yet conversational style, The Vanguard Guide to Planning for Retirement also shows you how to:
Save, save, save -- it's the prerequisite for a financially secure retirement;
Choose appropriate investment vehicles that will help you maximize your retirement savings;
Allocate your investments and savings toward specific goals and objectives.
Monday, July 4th 2005 @ 11:36 PM

Posted by Social Security, Medicare and Pensions by Joseph L. Matthews and Dorothy Matthews Berman:

An essential handbook shows everyone over the age of 55 how to maximize benefits and cut through the bureaucracy to get what they're entitled to. It explains the rules surrounding Social Security retirement and disability benefits, Supplemental Security Income, Civil Service retirement benefits, Medicare, Medicaid and Medi-gap health insurance and more. Examples and charts show what to expect at what age.
Written for everyone over 55, this book shows you how to qualify for retirement and medical benefits, and how to cut through the bureaucracy to get what you’re entitled to. Learn what you need to know about Social Security retirement and disability benefits, Medicare, Medicaid and Medigap health insurance, and more. Provides practical information on how to get the most of available benefits -- examples and charts show what to expect at what age."A handy reference ... [this] publisher’s credentials in self-help law are impeccable."--Michael Pellechia, Syndicated Columnist
Monday, July 4th 2005 @ 11:39 PM

Posted by Reverse Mortgages for Beginners by Ken Scholen:

Reverse Mortgages for Beginners: A Consumer Guide to Every Homeowner's Retirement Nest Egg
by Ken Scholen
This book explains reverse mortgages - "the most popular cash-raising tool for senior homeowners" (The Washington Post). It shows how these new financial products work, how to compare them, where to find them, what to ask, and what look out for. It also provides a variety of information sources for reverse mortgage shoppers, including related alternatives. This book is for homeowners who are retired or planning to retire. Also of interest to attorneys, financial planners, and adult children of aging parents.
This book answers the key questions in easy-to-understand language. Some of the questions: What's a reverse mortgage? How's it different? Who can get one? How much cash can you get? How's it paid to you? How much total cash? What happens to your debt? That why it's called "reverse"? When do you pay it back? What do you owe? What's the most you can owe? How do you pay it? What's left? What's the out-of-pocket cost? What are the other costs? What's the total cost? How does the total cost vary? What's that mean? What about taxes?
Reverse mortgages can be an important new source of retirement income. But if you don't have all the information you need, it's much too easy to make a decision you may later regret. The purpose of this book is to help you see and understand all your choices - to help you be a savvy shopper.
Monday, July 4th 2005 @ 11:45 PM

Posted by Live Tax Free in Canada by Adam Starchild:

Canada is generally thought of as a high-tax country, and for Canadians the taxes are high. But tax haven expert Adam Starchild walks the reader through a step-by-step program under which a foreign immigrant can live in Canada tax-free while becoming a Canadian citizen -- then use that citizenship to live tax-free in any of dozens of other countries. As these incentives were deliberately legislated to encourage wealthy immigrants to move to Canada, they are unlikely to be removed in the near future.
Monday, July 4th 2005 @ 11:47 PM

Posted by If You're Clueless About Retirement Planning and Want to Know More by Seth Godin:

Many people have a retirement plan offered by their employer, but how many have really planned their retirement? If You're Clueless About Planning Your Retirement, And Want To Know More invites readers to get started now. Author Seth Godin points the way, encouraging readers to think about how they actually might spend their days when they retire.
Monday, July 4th 2005 @ 11:56 PM

Posted by Don't Die Broke by Margaret A. Malaspina:


Don't Die Broke: How to Turn Your Retirement Savings into Lasting Income, by personal-finance writer and financial-education specialist Margaret A. Malaspina, offers a fresh take on one of today's hottest money matters by outlining ways to tap most effectively into the retirement nest egg that you're currently nurturing. While most such guides concentrate on actually amassing those future fiscal resources in the first place, Malaspina shows instead how to maximize what you're (hopefully) already building so you'll (hopefully) always have what you need. "Most people find themselves making decisions about retirement plan distributions with little guidance," she writes. "Few people understand the consequences of their choices--or, indeed, what choices they have." In clear, highly focused chapters, she offers solid suggestions for creating a lasting retirement income, lowering potential taxes, and building an estate worth passing along.

"Government lawyers have wrapped your retirement money in red tape. This concise, readable guide will help you unravel it."
--John Rothchild, co-author of Beating the Street and former columnist, Time and Fortune

"Malaspina's lucid and thorough explanation of the process for turning retirement assets into income is a valuable primer for investors."
--Barbara Levin, Executive Director, Forum for Investor Advice

"If you are approaching retirement, Margaret Malaspina's book is required reading.... [it] offers a practical, easy-to-understand blueprint for making the most of all those assets you have worked so hard to build during your working years.... [it] may well save you thousands of dollars during your retirement years-that's a return on investment that's hard to beat!"
--Ginger Applegarth, CFP; CLU, ChFC, author of Wake Up and Smell the Money
Monday, July 4th 2005 @ 11:59 PM

Posted by The Conservative Wealthbuilder:Capital Preservation Through Global Investing by Adam Starchild:

Investing globally is one of the most successful ways to accomplish capital preservation and growth. In The Conservative Wealthbuilder, Adam Starchild reveals how you can create an ultimate global portfolio of investments to hedge against inflation, taxes, confiscations, market, fluctuations, currency devaluations, economic and political turmoil...
Starchild reveals the little-known investment secrets that he has been giving to his clients for the past few decades. His recommendations are not high-flying investment tips, but rather solid, conservative recommendations that over time will help build a healthy nest-egg for you.
You will learn how to build a secret stash of cash that:

You can access at any time
Is tax-free and seizure proof
Pays competitive dividends and interest
And has no government reporting requirements (even for Americans)
In fact, if you had put $10,000 each year into this investment or the last twenty years you would have $590,697 today!
You will also discover:

How to accumulate income tax-free

Why offshore mutual funds should form a vital part of your global portfolio
How to invest in gold, silver and platinum and the investor potential of these precious metals
Why Switzerland should play an essential part in any global nest-egg strategy
How and where to best form an offshore trust in order to provide tax and creditor protection for your investments
How to invest tax-free in the United States
Everything you need to get yourself started on a global path to a secure fortune is in The Conservative Wealthbuilder. Starchild's techniques have been used by many of the world's wealthiest people for decades, including presidents, kings, Arab sheiks... And now for the first time they are available to you. They have been tested and proven over time. You will not find a safer, surer path to financial security than that mapped out for you in this unique work!
Tuesday, July 5th 2005 @ 12:03 AM

Posted by The Late-Start Investor:The Better-Late-Than-Never Guide to Realizing Your Retirement Income by John:

This is the first book of lifestyle and financial strategies fashioned expressly for those want to retire in fifteen years or less but have little or no money saved to do so.
Late-start investors are the 51 million baby boomers who don't have nearly enough money put aside for retirement. They envision life after work differently(to some it is those years to be spent playing with grandchildren on the beach, to others it's the freedom to travel or enjoy a hobby that may bring in a few dollars. There is one certainty however: Those Golden Years sure can't be lived on a mere $3,000, which is the average amount fifty-year-olds in this country have saved. But there is no need to panic. With its unique combination of facts, wisdom, questionnaires, and real-life anecdotes, The Late-Start Investor is the key to a future of secure fulfillment for those playing catch-up.
John Wasik's optimistic and effective advice does more than simply guide readers through the lifestyle assessment and planning; it also helps them create the "perfect" investment program for their vision of the future. His pointers reflect this group's need for limited risk, but keeps their dollars outpacing the ever-present enemy(inflation. The Late-Start Investor outlines what Social Security and pension funds contribute to the picture and how best to supplement them with stocks, bonds, and mutual funds. This book will give readers the confidence and knowledge to stop living in fear of the future and start saving for their dreams.
Tuesday, July 5th 2005 @ 12:06 AM

Posted by The New Golden Door to Retirement and Living in Costa Rica by Christopher Howard:

Chicago Tribune:
"This book is packed with practical information for both retirees and tourists who want an entree to the local scene."
Mary Ellen Botter, Travel Editor, Denver Post:
"The Golden Door to Retirement and Living in Costa Rica offers helpful advice to any would-be resident of Costa Rica."
Carol Weir, Costa Rica Today:
"This easy-to-read guide is essential reading for those thinking of living in the 'Switzerland of the Americas."
Shirley Miller, Costa Rican Outlook newsletter:
"Reading this book is like having lived in Costa Rica. Mr. Howard brings his readers a book that will become a classic."
Tuesday, July 5th 2005 @ 12:07 AM

Posted by 100 Best Retirement Businesses from Rogak and Bangs:

In this one-of-a-kind book, Rogak and Bangs bring retirees the inside information on the most interesting and most lucrative businesses for them -- information obtained right from the owners themselves. The authors select 100 of the most interesting retirement businesses -- some part-time, some seasonal -- and describe the business, how it operates day to day, and the rewards and drawbacks.
Tuesday, July 5th 2005 @ 12:10 AM

Posted by The 50 Best Retirement Communities in America by Fred Lee and Alice Lee:

From the authors of A Field Guide to Retirement comes a selective guidebook to the best of the nation's retirement communities. The guidebook provides an insider's perspective on communities of all sizes, as well as on those that meet special needs or interests. Black-and-white photos throughout.
Tuesday, July 5th 2005 @ 12:11 AM

Posted by How to Retire Rich by James O'Shaughnessy:

Retiring rich is much easier than you think! Bestselling author James O'Shaughnessy shows you the simple way to create the fully funded retirement you deserve.
Most Americans today think they're in good financial shape and are looking forward to a comfortable retirement. But watch out! Even if you have a flourishing career and can afford two cars and several vacations a year, the numbers in your savings and retirement plan don't always add up to a wealthy -- or financially secure -- future.
Tuesday, July 5th 2005 @ 12:14 AM

Posted by 10 Minute Guide to Retirement for Women by Kerry Hannon:



Women cannot afford to postpone planning for their future. Unique issues -- smaller pensions, lower Social Security benefits, and a longer life span -- dramatically impact women's retirement. This critical guide, filled with worksheets, tips on investments, and strategies to build wealth should be read by women of all ages. Charts, graphics, index.
Tuesday, July 5th 2005 @ 12:16 AM

Posted by You Can Retire While You're Still Young Enough to Enjoy It by Les Abromovitz:

"There is a difference between retirement and old age. Les Abromovitz gives commonsense ideas to make sure you enjoy the first before you start the second. Whether you're planning for an early retirement or just getting started in your working life, Les gives the tips to make your financial journey a successful one."
--Robert Levitt, CFP, CFA Levitt Novakoff & Co. LLC
Tuesday, July 5th 2005 @ 12:18 AM

Posted by How to Retire Young and Rich by Joseph S. Coyle:

This book provides solid strategies on how to quit work early and with enough money for a long and comfortable retirement. Unlike previous books on this topic, this comprehensive guide also tackles the emotional side of the financial decisions surrounding retirement, including advice on how to talk to children about inheritance and coping strategies for the last six months before retirement.
Tuesday, July 5th 2005 @ 12:19 AM

Posted by Passport to Tax-ree Living by Adam Starchild:

If you are like most people, you undoubtedly feel that you have paid enough taxes during your career to last several lifetimes, and you certainly don’t relish the idea of paying taxes once you are retired. You may not have to. There are places around the world offering outstanding lifestyles that you can enjoy during your retirement (or even semi-retirement) where you may considerably reduce the taxes you would expect to pay in your home country. In some places you may be able to eliminate income taxes entirely. The opportunities exist; they are even promoted by some jurisdictions.These places may be thought of as retirement havens, which is the subject of this book. Simply put, a retirement haven is a country, jurisdiction, or city that offers special tax incentives for their residents. While such places may be attractive to various individuals, they are especially so for retirees who wish to maintain their assets in the safest and most efficient manner possible. Unquestionably, one of the most effective methods for maintaining assets during the retirement years is to reduce your tax burden.
The author does not endorse any retirement haven over another. Included in the book are places around the world that may prove suitable for individuals who are retired, or are about to retire, and who wish to significantly reduce their tax burden in a land that is pleasant, safe, and where they can enjoy a superior style of life. The golden years can truly be golden with proper planning and wise decision-making.
You may find that you wish not to move to another part of the world during your retirement, or that you don’t wish to live in any particular place. Perhaps you wish to travel the world perpetually. There is a term for this -- Perpetual Traveler. Indeed there are people who have retired and bought yachts that they use as an “ocean-going mobile home.” They visit ports and magnificent cities throughout the world, remaining for the length of time the country allow
Tuesday, July 5th 2005 @ 12:21 AM

Posted by How to Make Your Business Run Without You:

How to Make Your Business Run Without You: Streamline Your Business Operations to Pave the Way for More Business, Bigger Profits, and a Business That Virtually Runs Itself

Amazon:
"I found the book to be concise, with excellent examples and exercises that stretched my thinking. After being in business for 15 years, there were still excellent ideas on employee motivation, and niche marketing. A worthwhile book, and one I refer to often."

Mike R
Tuesday, July 5th 2005 @ 1:38 AM

Posted by Start Late, Finish Rich by David Bach:



"So You feel like you started late? What If I told You that it's not to late to finish rich?..."
Tuesday, July 5th 2005 @ 2:12 AM

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